No Discipline Seems Pleasant At The Time...

No Discipline Seems Pleasant At The Time...

11 No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it.

– Hebrews 12:11

 This. This scripture is one of the best and accurate ways to describe getting your finances together, starting a debt free journey, and putting in the hard work filled with sweat, tears, and a whole lot of number crunching.  

Over the weekend, I was going through the pages where I had first listed out my debts, my notes from paying bills, and so many numbers and equations that filled page after page when I first started my money journey. It was emotional to see. Those notes and numbers took me back to the pain.

I opened another old notebook and found a post-it note with Hebrews 12:11 written on it so I looked it up to remind myself why I wrote it down and it was the scripture at the top of this blog post. It’s one that Dave Ramsey references a lot. It all came full circle. Seeing my old notes and numbers reminded me of the pain and discipline I needed to endure and then I thought about the relief and peace that has filled me the last couple months since becoming debt free.

The year I started my debt free journey was notably one of the worst years I’ve experienced yet for a multitude of reasons. It was the year I left a job I was miserable at and ended up trying to stay afloat between freelance work, waitressing, and working a retail job for almost half a year until I finally landed a new full-time job.

I missed out on a lot. There was more than one beautiful Sunday afternoon that I had to tell my best friends I couldn’t make it to the free yoga class outside our local art museum because I was working my retail job that day. So many beautiful summer weekends I would look out the windows of either the restaurant or store, whichever shift I was working, and envy all the people that got to explore our awesome city with their friends and significant others.

But you know what? Last weekend, I got to go on a weekend trip with my husband to Des Moines and the weather was gorgeous. We ate, we drank, we dreamed, and spent time with friends. The weekend before that? I took my first ever big girl kind of girl’s trip to Las Vegas and spent days in the sun and nights out with my best friends I previously had to say no to years ago. And I got to do this with a lot more joy and peace because of the financial freedom I have found being debt free and having an intentional plan with our money by having a monthly budget.

My prayer for you:

I pray you find the courage and motivation to take control of your finances. I pray the hard work and discipline that it takes does not discourage you. I pray that you find the strength and will to work through any pain you may feel as you make sacrifices, say no, and confront any mistakes or habits that may not serve you well. I pray you find patience and contentment as you work through any debt that may take a period of time to pay off. I pray that your work produces a harvest of righteousness and peace after you have been trained by it. Amen.

Why you should have a Christmas Fund + how to save for it!

Why you should have a Christmas Fund + how to save for it!

Your Financial Friend

Your Financial Friend

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